Why is Travel Insurance Important?

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It’s time for the next guest blog on Same Same (but different). A word from our sponsors if you will.  Here they explain why travel insurance is important. Whilst skiing in New Zealand I jumped (fell) off a ski lift like James Bond (an idiot). I didn’t have insurance, I had to make do with a hot chocolate. Anyway, I was lucky it wasn’t worse. Here’s what Thomas Cook have to say about it…

If you’re going on holiday, one of the most important things you need to organise as part of your trip is travel insurance. Whether you opt for an independent insurance or book it through a tour operator, such as Thomas Cook Insurance, it’s not compulsory, but aside from actually booking your holiday or taking your passport with you, it’s a pretty essential part of going away.

Why? Because travel insurance can provide you with financial protection from various unthinkable scenarios. For instance if you fall ill abroad, or if you have an accident and require medical assistance, you won’t have the NHS to fall back on. Instead you’ll be liable for local charges that can be eye-wateringly expensive. A fracture, an overnight stay in hospital, a new prescription – these could cost hundreds, even thousands of pounds, and unless you’ve got the right level of travel insurance cover in place, you’re the one that will have to fork out for it.

Travel insurance is necessary for all types of holidays. Of course if you’re going skiing or if you plan to do extreme sports while you’re abroad, you will have a higher injury risk factor and will therefore need to arrange a specific type of insurance. Plus, you might fall into the realms of needing specialist equipment such as a helicopter to transport you off the pistes – just imagine the cost of that! But even if you’re only planning to lie on the beach for a week, it’s still necessary to arrange insurance as accidents can happen any time, and any where.

A good place to start is by looking for travel insurance through a tour operator like Thomas Cook. Take a look at the Thomas Cook Insurance options here – http://www.thomascook.com/holiday-extras/travel-insurance/ – or alternatively, search online for reputable comparison websites. This will help you to weigh up the options and find the best level of cover for you, at a price you can afford.

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